 800-820-9232

Client Login
Consumer Debt Counselors
  • Our Company
    • About Us
    • Client Testimonials
    • Accreditations and Memberships
    • Statements of Counseling Service
    • Events
    • Contact Us
  • Debt Relief
  • Student Loans
  • Housing
  • Bankruptcy
  • MEDICAL COSTS

Take Control of Your Financial Future.

Schedule a free and confidential consultation with a certified counselor. Learn how our nonprofit consumer counseling agency can make a difference in your life.

Click to Schedule


  • Over 25 years helping consumers achieve financial well-being

  • No commitment, no cost consultation

  • Completely private and confidential

  • ISO-9001:2015 accredited nonprofit agency

  • A+ Better Business Bureau Rating

Accreditations and Memberships

https://www.bbb.org/central-florida/business-reviews/debt-relief-services/consumer-debt-counselors-in-winter-park-fl-1067772#sealclick
620ff3d45231054ed8bd4d0b_accreditation_doj
6914d46426608205acfb4907_nfcc_member
620ff3d45231057c3dbd4d0d_accreditation_nis
68efb0687020bb3bab2f8932_BVCER_withoutQR-ISO 9001-p-1080
6914d5dd1e0a7d8ea677dc87_OHC-HUD-Approved-Seal-Dark-Blue-sm

Financial Wellness Solutions

At Consumer Debt Counselors, we're committed to empowering you with the tools and knowledge needed for financial liberation. Our expertise lies in guiding Americans towards not just debt relief, but also in crafting actionable strategies for personal financial growth and enduring stability.

For over two decades, we’ve honed our approach to ensure that every client receives a personalized and comprehensive plan. Here's how we make it happen:

  1. Goal Alignment: We start by distinguishing your immediate financial needs from your long-term aspirations, ensuring that every step we take is towards fulfilling your objectives.
  2. Holistic Assessment: Your financial picture is unique. We thoroughly evaluate your situation to understand every nuance.
  3. Budget Crafting: A realistic and manageable budget is the cornerstone of financial wellness. We work with you to develop one that fits.
  4. Exploring Options: Knowledge is power. We lay out all possible paths and educate you on the pros and cons of each, so you're equipped to make informed decisions.
  5. Collaborative Planning: Your journey is ours. Together, we'll construct a sustainable plan that aligns with your lifestyle and goals.

Amazing Outcomes

Our clients often experience life-changing outcomes, including:

  • Debt Relief: Leverage our nonprofit status to access hardship programs with major banks and other lenders.
  • Smart Negotiations: Benefit from astute use of offers in compromise for resolving certain charged-off liabilities.
  • Informed Bankruptcy Guidance: When it becomes necessary, we offer experienced advice and clear insights, assisting you in understanding whether bankruptcy could be a suitable option for your financial circumstances. Should you decide to proceed, we'll refer you to trusted legal experts for the next steps.
  • Homeownership Journey: Navigate the homebuying process with our expert guidance on credit preparation and down payment assistance qualifications.
  • Mortgage Restructuring: Understand your rights and options for mortgage modifications.
  • Medicare Planning: Choose the Medicare plan that aligns with your health needs and budget.
  • Chronic Illness Financial Strategy: Develop robust financial strategies for managing the costs associated with chronic illnesses or diseases.

Your financial well-being is our top priority. How can we join your journey towards a more secure and prosperous future?

620a9ca7b3cffc6cd3fe4a28_debt

Debt Relief

Want a little breathing room? Talk to a certified credit counselor for a no-cost consultation with a certified credit counselor.

620a9ca7b3cffc1ebffe4a2a_studentdebt

Student Loans

Is your student loan debt out of control? We offer online analyses as well as more in-depth assistance from our certified counselors.

620a9ca7b3cffc6fe0fe4a2c_housing

Housing

Trying to get or keep a home? Our HUD-approved housing counselors are ready to help you, before and after the sale.

620a9ca7b3cffc6dd0fe4a2e_bankruptcy

Bankruptcy

Are you going through bankruptcy? We are approved to issue certificates in compliance with the Bankruptcy Code.

 
Esther Ro
Esther
2 days ago
I just completed the pre-filing bankruptcy counseling. I’m grateful I could do it completely online. By the following day, I received my certificate via email. Thank you, Sahily for assisting me in this process.

View on Google

Geraldine Ward
Geraldine
5 days ago
Had a counselor looking at my debt/ credit ratio. Gave me options to handle my situation. Very knowledgeable, polite and supportive.

View on Google

Jerusa Deoliveira
Jerusa
2 weeks ago
Tom Hogdon was amazing. He offered a solution for my issue right away. I am completely satisfied with his services and would highly recommend, He was also very pleasant and professional.

View on Google

QIANA EADDY
QIANA
2 weeks ago
Awesome

View on Google

John Ledden
John
2 weeks ago
Tom was extremely friendly and helpful. Highly recommend!

View on Google

erick moyano
erick
2 weeks ago
Dalton was very knowledgeable and professional. I highly recommend this service!

View on Google

Jodi Self
Jodi
1 month ago
Absolutely 10🌟❤️ I love David Janas already!! This company is lucky to have such a kind helpful person as David is. Thank u‼️‼️‼️‼️‼️

View on Google

Joanna Constantine
Joanna
1 month ago
My counselor was excellent. He guided me through the entire process and me options I could choose to help myself find the right path

View on Google

A
A
2 months ago
Dalton Daugherty's help at Consumer Debt Counselors was invaluable and gave me hope for my financial situation for the first time in a very long time. I highly recommend, I'd rate it 10 stars if I could.

View on Google

Tasia Jones
Tasia
3 months ago
Works with you and easy to communicate with.

View on Google

Alejandra Bedoya
Alejandra
3 months ago
Tom was amazing, explained everything to me on the way i can understand and gave me the best option to solve my problem.

View on Google

homer stiles
homer
4 months ago
I have been on the program for 1 year now Craig is my go to person here very big asset to your company he has taken time to explain the plan and I am seeing results in the first year. I have a ways to go but the end is insight if I keep to the plan which intend to do .i highly recommend this company to whomever is struggling and can’t see a way ou
...

View on Google

Beautiful Cassandra
Beautiful
4 months ago
So much beautiful information definitely recommended. For frist time buyers . All from straight of your home! Online class A+ thank you.

View on Google

Keevin Porter
Keevin
4 months ago
Great group of instructors

View on Google

Erma Rich
Erma
4 months ago
I am very excited about becoming a first time buyer and I feel with the webinar session I can be very successful by applying myself to my life changing skills given from this webinar. Also with the on hand resources given to us after each topic. Thank you very much

View on Google

Edie Nelson
Edie
4 months ago
Great class, great people.

View on Google

Diana McGaw
Diana
4 months ago
I am at the very beginning stages at this point but I have been well informed, not rushed AT ALL, and looking forward to my continued endeavors.

View on Google

Ivonne Bernier
Ivonne
5 months ago
The facilitators were incredibly knowledgeable and provided helpful tools that will help me understand budgeting tips and debt management strategies. Thanks to their support, I will apply what has been learned to reduce my debt and gain the confidence and tools to stay on track financially and become more knowledgeable.

View on Google

Kimberly Taylor
Kimberly
5 months ago
This online class was great!! They were very knowledgeable and were willing to answer any questions. I would recommend taking this class and speaking with a counselor if you need direction in your home buying journey.

View on Google

Esther Ro
Esther
2 days ago
I just completed the pre-filing bankruptcy counseling. I’m grateful I could do it completely online. By the following day, I received my certificate via email. Thank you, Sahily for assisting me in this process.

View on Google

Geraldine Ward
Geraldine
5 days ago
Had a counselor looking at my debt/ credit ratio. Gave me options to handle my situation. Very knowledgeable, polite and supportive.

View on Google

Jerusa Deoliveira
Jerusa
2 weeks ago
Tom Hogdon was amazing. He offered a solution for my issue right away. I am completely satisfied with his services and would highly recommend, He was also very pleasant and professional.

View on Google

QIANA EADDY
QIANA
2 weeks ago
Awesome

View on Google

John Ledden
John
2 weeks ago
Tom was extremely friendly and helpful. Highly recommend!

View on Google

erick moyano
erick
2 weeks ago
Dalton was very knowledgeable and professional. I highly recommend this service!

View on Google

Jodi Self
Jodi
1 month ago
Absolutely 10🌟❤️ I love David Janas already!! This company is lucky to have such a kind helpful person as David is. Thank u‼️‼️‼️‼️‼️

View on Google

Joanna Constantine
Joanna
1 month ago
My counselor was excellent. He guided me through the entire process and me options I could choose to help myself find the right path

View on Google

A
A
2 months ago
Dalton Daugherty's help at Consumer Debt Counselors was invaluable and gave me hope for my financial situation for the first time in a very long time. I highly recommend, I'd rate it 10 stars if I could.

View on Google

Tasia Jones
Tasia
3 months ago
Works with you and easy to communicate with.

View on Google

Alejandra Bedoya
Alejandra
3 months ago
Tom was amazing, explained everything to me on the way i can understand and gave me the best option to solve my problem.

View on Google

homer stiles
homer
4 months ago
I have been on the program for 1 year now Craig is my go to person here very big asset to your company he has taken time to explain the plan and I am seeing results in the first year. I have a ways to go but the end is insight if I keep to the plan which intend to do .i highly recommend this company to whomever is struggling and can’t see a way ou
...

View on Google

Beautiful Cassandra
Beautiful
4 months ago
So much beautiful information definitely recommended. For frist time buyers . All from straight of your home! Online class A+ thank you.

View on Google

Keevin Porter
Keevin
4 months ago
Great group of instructors

View on Google

Erma Rich
Erma
4 months ago
I am very excited about becoming a first time buyer and I feel with the webinar session I can be very successful by applying myself to my life changing skills given from this webinar. Also with the on hand resources given to us after each topic. Thank you very much

View on Google

Edie Nelson
Edie
4 months ago
Great class, great people.

View on Google

Diana McGaw
Diana
4 months ago
I am at the very beginning stages at this point but I have been well informed, not rushed AT ALL, and looking forward to my continued endeavors.

View on Google

Ivonne Bernier
Ivonne
5 months ago
The facilitators were incredibly knowledgeable and provided helpful tools that will help me understand budgeting tips and debt management strategies. Thanks to their support, I will apply what has been learned to reduce my debt and gain the confidence and tools to stay on track financially and become more knowledgeable.

View on Google

Kimberly Taylor
Kimberly
5 months ago
This online class was great!! They were very knowledgeable and were willing to answer any questions. I would recommend taking this class and speaking with a counselor if you need direction in your home buying journey.

View on Google

Esther Ro
Esther
2 days ago
I just completed the pre-filing bankruptcy counseling. I’m grateful I could do it completely online. By the following day, I received my certificate via email. Thank you, Sahily for assisting me in this process.

View on Google

 
 
 

Popup Title

This is the content of the popup. You can put any HTML here.

65a94599e159d8ea30bc0c5b_logo-rgb-trimmed-p-500

Consumer Debt Counselors is a nonprofit financial services organization dedicated to promoting the economic well-being of low- to moderate-income Americans. We offer innovative financial literacy programs and personal finance solutions to help clients achieve their financial goals. Our services include credit counseling, Debt Management Plans (DMPs), debt settlement, assistance for first-time homebuyers, mortgage foreclosure prevention and mitigation, other HUD-approved housing counseling services, student loan counseling, bankruptcy counseling, debtor education, Medicare enrollment coaching, and financial coaching for patients with chronic illnesses. We prioritize our clients' unique needs by placing them at the center of every process while leveraging technology to work efficiently and provide insights that lead to personalized solutions. Take control of your financial future.

Facebook LinkedIn Google

(800) 820-9232

Monday to Thursday: 8:00 am to 7:00 pm ET
Friday: 8:00 a.m. to 5:00 p.m. ET
Saturday: By Appointment Only
Sunday: Closed

support@consumerdebtcounselors.com
831 W. Morse Blvd., Winter Park, FL 32789

Quick Links

Credit Counseling
  • Book an Appointment with a Certified Credit Counselor
Housing Counseling
  • Register for a Homebuyer Workshop
  • Take an Online Homebuyer Workshop Now
  • Book an Appointment with a HUD-Certified Housing Counselor
Student Loan Counseling
  • Get Started Online
Bankruptcy Counseling & Debtor Education
  • Get Started Online
Key Policies and Online Forms
  • Website Terms and Conditions
  • Client Privacy and Security Policy

Copyright © 2026 Consumer Debt Counselors, Inc. All Rights Reserved.